Personal Savings

At 1st Capital Bank, we offer a variety of savings accounts. Whether you are looking to save for a rainy day, teach a child the value of saving, or need a Health Savings Account (HSA) to pay for healthcare expenses, we have you covered.
Get started today by speaking with a Client Services Representative at your local 1st Capital Bank branch.

Click on the Account Type below to view additional account details.

Compare Personal Savings Accounts

Account Type

Minimum to Open Account

Interest Earned

Average Balance to Avoid Service Charge

Transaction Limitations

Regular Personal Savings Account




6 Pre-authorized Transfers per Statement Cycle

Minor Savings Account




6 Pre-authorized Transfers per Statement Cycle

Health Savings Account





We Make Banking Easy and Convenient!

  • No transaction fee charged at 1st Capital Bank and Allpoint ATMs
  • Online Banking and eStatements
  • Mobile Banking and Mobile Check Deposit
  • Combined Statement Available with Checking Account with Identical Ownership
  • Automated Sweep Capability with Checking Account with Identical Ownership

Account Disclosures

Explore Your Digital Toolbox

Find the tool that's right for you. With convenient options like Online Banking, Mobile Banking and Deposit, Bill Pay and Person to Person Payments, you can manage your accounts whenever and wherever you'd like.

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