Company Profile

1st Capital Bank is a locally owned and managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services to businesses, professionals and residents throughout California’s Central Coast. 1st Capital Bank is a 5 Star "Superior" rated bank by Bauer Financial.

Our Vision:

Cultivating Thriving Communities

Our Mission:

1st Capital Bank’s mission is providing sustainable value to our customers, communities, team members and shareholders.


Board of Directors

The Board of Directors of 1st Capital Bank is a group of experienced local business people with a wide range of professional backgrounds. Their deep roots within their communities and their passion to create a locally managed community bank resulted in the formation of 1st Capital Bank. Their dedication and commitment continues in their quest to make 1st Capital Bank the premier community bank for California’s Central Coast. .

Kurt Gollnick

Kurt J. Gollnick

Chairman of the Board
Rodnick Farm

Daniel Hightower

Daniel R. Hightower, MD

Vice Chairman of the Board
Diagnostic & Interventional Radiology 
Community Hospital of the Monterey Peninsula

Jigisha Desai

Jigisha Desai

Board Member

Susan Freeland

Susan C. Freeland, JD

Broker Associate
Carmel Realty Company

Francis Giudici

Francis Giudici

L.A. Hearne Company

Henry Ruhnke

Henry P. Ruhnke, Jr.

Architect, Principal
Wald, Ruhnke & Dost Architect

Gregory Thelen

Gregory T. Thelen

Certified Public Accountant

F. Warren Wayland

F. Warren Wayland

Co-Founder and Certified Public Accountant
Hayashi Wayland

Anne Leach

Anne C. Leach

Ottone and Leach LLC

Executive Officers

The Executive Officers of 1st Capital Bank have extensive experience in community banking. As trusted financial leaders who have a passion for community banking, they are focused on delivering a “best in class” financial institution to our customers, shareholders, and local communities.

Sam Jimenez

Samuel D. Jimenez

Chief Executive Officer

Jon Ditlevsen

Jon D. Ditlevsen

President and
Chief Lending Officer

Vida Villanueva

Vida Villanueva

Executive Vice President and
Chief Operating Officer

Danelle Thomsen

Danelle Thomsen

Executive Vice President and
Chief Financial Officer

Jeff Mercer

Jeff Mercer

Executive Vice President and
Chief Credit Officer

Directors of Client Relations

Directors of Client Relations of 1st Capital Bank are veteran bankers who share an extensive knowledge of their market area and a strong commitment to providing customized solutions for their clients.

Vern Horton

Vern Horton

Director of Client Relations

Clay Larson

Clay Larson

Director of Client Relations

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