Demetri Snow
Regional President
(831) 264-4055
Demetri Snow@1stCapitalBank.com

Vern Horton
Director of Client Relations
(831) 540-4098
Vern.Horton@1stCapitalBank.com
NMLS #1273315

Mirna Hills
VP Regional Relationship Manager
(831) 540-4086
Mirna.Hills@1stCapitalBank.com
NMLS #1273542

Robert Mina
VP Relationship Manager
(831) 264-4027
Robert.Mina@1stCapitalBank.com
NMLS #1273544

Jessica Perez
AVP Relationship Manager
(831) 540-4095
Jessica.Perez@1stCapitalBank.com

Ray Borzini
Business Development Officer
(831) 540-4096
Ray.Borzini@1stCapitalBank.com
NMLS #1273316

Stuart Tripp
Regional President
(831) 264-4075
Stuart.Tripp@1stCapitalBank.com

Clay Larson
Director of Client Relations
(831) 264-4077
Clay.Larson@1stCapitalBank.com
NMLS #1273541

Penny Morris
VP Regional Relationship Manager
(831) 264-4069
Penny.Morris@1stCapitalBank.com
NMLS #1273540

Niraj Maharaj
SVP Sr. Relationship Manager
(831) 264-4068
Niraj.Maharaj@1stCapitalBank.com
NMLS #1273483

Jennifer Kuyper
VP Sr. Relationship Manager
(831) 264-4067
Jennifer.Kuyper@1stCapitalBank.com

Demetri Snow
Regional President
(831) 264-4055
Demetri Snow@1stCapitalBank.com

MikelAnn Miller
FVP Regional Relationship Manager
(831) 264-4046
MikelAnn.Miller@1stCapitalBank.com
NMLS #1273538

Anita Robinson
Market President
(805) 592-2038
anita.robinson@1stCapitalBank.com

Phil Morreale
SVP, Managing Director
(805) 592-2037
phil.morreale@1stCapitalBank.com

Mary Sansone
VP Relationship Manager
(805) 592-2033
Mary.Sansone@1stCapitalBank.com
NMLS #1389529

Blake Rowan
AVP Relationship Manager
(805) 592-2044
Blake.Rowan@1stCapitalBank.com

Roger Gilbert 
VP Business Development Officer
Manager, Govt Guaranteed Lending
(831) 264-4010
Roger.Gilbert@1stCapitalBank.com

Erin King 
VP Consumer Lending Manager
(831) 264-4054
Erin.King@1stCapitalBank.com
NMLS #988111