Vern Horton
Director of Client Relations
(831) 540-4098
Vern.Horton@1stCapitalBank.com
NMLS #1273315

Mirna Hills
VP, Regional Relationship Manager
(831) 540-4086
Mirna.Hills@1stCapitalBank.com
NMLS #1273542

Robert Mina
SVP, Senior Relationship Manager
(831) 264-4027
Robert.Mina@1stCapitalBank.com
NMLS #1273544

Jessica Perez
SVP, Relationship Manager
(831) 540-4095
Jessica.Perez@1stCapitalBank.com

Kathy Torres
AVP, Relationship Manager
(831) 264-4044
Kathy.Torres@1stCapitalBank.com

Ray Borzini
Business Development Officer
(831) 540-4096
Ray.Borzini@1stCapitalBank.com
NMLS #1273316

Erin King
VP, Regional Business Development Officer
(831) 264-4053
Erin.King@1stCapitalBank.com
NMLS #988111

Niraj Maharaj
SVP, Managing Director, Monterey Region
(831) 264-4068
Niraj.Maharaj@1stCapitalBank.com
NMLS #1273483

Deanna Franklin
SVP, Senior Relationship Manager
(831) 264-4067
Deanna.Franklin@1stCapitalBank.com

Clay Larson
Director of Client Relations
(831) 264-4077
Clay.Larson@1stCapitalBank.com
NMLS #1273541

Penny Morris
VP, Regional Relationship Manager
(831) 264-4069
Penny.Morris@1stCapitalBank.com
NMLS #1273540

Dean Austin
SVP, Regional President, Santa Cruz Region
(831) 262-6045
Dean.Austin@1stcapitalbank.com

Michele Bassi
SVP, Managing Director
(831) 430-7164
Michele.Bassi@1stCapitalBank.com

Thomas Anderson
SVP, Regional President
(805) 592-2043, Ext 5043
Thomas.Anderson@1stCapitalBank.com

Mary Sansone
SVP, Senior Relationship Manager
(805) 592-2033
Mary.Sansone@1stCapitalBank.com
NMLS #1389529

Kirk Vaughn
SVP, Senior Relationship Manager
(805) 592-2044, Ext 5044
Kirk.Vaughn@1stCapitalBank.com

Steven Diaz
AVP, Relationship Manager
(805) 592-2048, Ext 5048
Steven.Diaz@1stCapitalBank.com

Donna Milne
VP, Regional Relationship Manager
(805) 592-2030
Donna.Milne@1stCapitalBank.com

Hillary Olson 
SVP, Sr. Business Development Officer
SBA, Govt Guaranteed Lending
(530) 220-4613
Hillary.Olson@1stCapitalBank.com