Protecting Your Privacy Online
At 1st Capital Bank, we are aware that your internet privacy and safety is important to you. We want you to know the kind of information we collect when you visit our website and how we use that information. This privacy statement applies to your visit to our website and, by using our site, you agree to the terms and conditions of this notice.
What Kind of Information is Collected About You?
The information we receive about you depends on what you do when visiting our website. Though our website ignores Do Not Track signals, we do not collect personal information that identifies people who simply visit our site. We may collect, through Google Analytics, certain limited information about our visitors, such as their demographics, interests, type and version of web browser, page clicks, etc. Google Analytics collects information anonymously, reporting website trends without identifying individual visitors. We will only obtain and use this information where we reasonably believe it would be useful and allowed by law to administer our business and to provide products, services, and other opportunities to our customers.
If you choose to enroll in a service through our website, such as Online Banking or the Bank’s newsletter, nonpublic personal information about you is collected from the following:
- From you on applications or other forms (such as your name, address, social security, account number)
- From your transactions with us or others (such as account balance and payment history)
What We Do With Information About You
In most cases, any nonpublic personal information about you that we collect is used by us in our efforts to serve your financial needs and administer your personal accounts and transactions. All nonpublic personal information collected and retained by 1st Capital Bank is used for specific business purposes. Thus, we may use the information to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, to help improve or design our products and services, or for similar purposes.
Our Online Banking provider utilizes cookies to track your normal login activity (such as IP address, network, browser and login duration). This tracking allows us to detect unusual and possibly fraudulent activity and protect your account information. You may disable cookies in your browser settings if you desire to do so.
Disclosure of Information to Others
Our "Privacy Notice" includes information on the circumstances where we disclose information to others. As a general rule, we do not share information with others under programs where the other person will use the information to market their products or services to you. If we decide to change this policy, we will inform you of the change and give you an opportunity to prevent the sharing by "opting out."
Links to Other Websites