Debit Cards

Shop online or at any point of sale merchant that accepts Visa® with the convenience of a 1st Capital Bank Debit Card. The funds will be debited directly from your 1st Capital Bank account. Need cash? 1st Capital Bank has partnered with the Allpoint ATM network in convenient locations that include Target®, CVS Pharmacy®, Costco®, Walgreens®, Safeway® and 7-Eleven®.


Enhanced Security for your Debit Card

1st Capital Bank debit cards have contactless chip technology. The embedded computer chip provides more security and wider international acceptance.

A microchip embedded in the card adds a layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.

These cards are already in wide use around the world and are now becoming the standard in the U.S.

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Debit Card Management

  • Decide where, when and how to use your card
  • Protect access to your card with easy on/off controls
  • Take control of your card spending
  • Set Travel Notifications

The 1st Capital Bank Mobile App can be found in the Google Play or App Store located on your smartphone, tablet or any other mobile device.

Apple App StoreGoogle Play Store

Fraud Monitoring

To protect your account, 1st Capital Bank partners with a third party to monitor your ATM and debit card transactions for potentially fraudulent activity.  If your transactions are suspected to be fraudulent, you will receive a call to validate the legitimacy of your transactions. 

If we suspect fraudulent ATM or debit card use, the following will occur:

  • Our automated call will ask you to verify recent transaction activity on your card
  • You’ll be able to respond via your touchtone keypad
  • If you are unable to be reached, a voicemail will be left with a callback number
  • You will never be asked to provide your account number, social security number, or any other personal information

Some of the transaction activities which may prompt a call include:

  • A sudden change in the locale of transactions
  • A sudden string of costly purchases
  • Any pattern associated with new fraud trends around the world
  • Your response to the call is critical to prevent potential fraud and avoid restrictions that may be placed on your card. To ensure we can continue to reach you, please keep us informed of your correct phone number and address at all times.

Lost or Stolen Card

If you need to report a lost or stolen card, please call our fraud prevention center (24/7) at (800) 472-3272 or (973) 682-2652 or visit one of our branch locations during regular business hours.

Branch Locations

Explore Your Digital Toolbox

Find the tool that's right for you. With convenient options like Online Banking, Mobile Banking and Deposit, Bill Pay and Person to Person Payments, you can manage your accounts whenever and wherever you'd like.

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