Payments and Collection from 1st Capital Bank (Monterey, CA)

1st Capital Bank’s Digital Toolbox

Business Payments and Receivables

At 1st Capital Bank, we understand that cash flow and the ability to send and receive funds securely, easily and quickly is important to your business. Our digital toolbox has the tools necessary to pay your employees and receive funds from your customers – without leaving your desk.

Automated Clearing House (ACH) Origination

Electronically Pay or Receive Money from Multiple Parties

ACH Origination allows your company to generate batch credit or debit transactions through business Online Banking. Whether you’d like to pay your employees by direct deposit, or debit your tenants electronically, ACH Origination may be your business solution.

Remote Deposit Capture (RDC)

Scan your Check Deposits to the Bank from your Desktop

RDC allows you the ability to scan checks for deposit from your office by transmitting a digital file through a secure website. We provide the toaster-size scanner as part of the service.

Interactive Video Player

Online Wire Transfers

Originate Wire Transfers through Online Banking

Does your business regularly send wire transfers? 1st Capital Bank allows one-time and recurring wires, both foreign and domestic, through our business Online Banking wire service portal.

Positive Pay Check Reconciliation

A powerful prevention tool to protect against check and ACH fraud

Positive Pay can help protect your account with daily, automated monitoring for unauthorized checks attempting to clear your account. This quick detection allows you to return unauthorized checks quickly, and take action to secure your account information from additional fraud.

Cash Management services may be subject to credit approval.  Fees may apply.  For more information regarding any of these Cash Management services, call Cash Management Customer Support at (831) 264-4003.

Merchant Card Services

Credit Card Processing

Acceptance of credit cards is a necessity for most businesses.  Pricing and quality of service from merchant card service providers can vary widely. 1st Capital Bank offers merchant card processing through third-party vendors we know and trust. Call a Client Services Representative at your local 1st Capital Bank branch for more information.

Cash Management Tutorials

Interactive Video Player Interactive Video Player Interactive Video Player


Back to Top

Conversion Pixel