Personal Certificates of Deposit (CD)

1st Capital Bank’s Personal Certificate of Deposit account provides you the opportunity to invest your funds at a guaranteed rate with a fixed term ranging from 30 days to two years. You can select the term that best fits your financial needs.
Get started today by speaking with a Client Services Representative at your local 1st Capital Bank branch.

Click on the Account Type below to view additional account details.

Personal Certificates of Deposit

Account Type

Minimum to Open Account

Interest Earned

Available Terms

Transaction Limitations

Personal Certicates of Deposit

$2,500 for terms less than 365 days; $1,000 for terms 365 days or more

Yes

30, 60, 90, 180, 365 day and 2 year

Early withdrawal penalties may apply

Account Disclosures

 

Individual Retirement Accounts

Save for the future with a dedicated retirement account from 1st Capital Bank.  Traditional, Roth, and SEP Individual Retirement Accounts are available. Go to www.irs.gov or consult your tax advisor to learn more about the tax benefits a retirement account may provide you.
Get started today by speaking with a Client Services Representative at your local 1st Capital Bank branch.

Click on the Account Type below to view additional account details.

Individual Retirement Accounts

Account Type

Minimum to Open Account

Interest Earned

Available Terms

Transaction Limitations

Individual Retirement Accounts

$200

Yes

12 or 18 months

Early withdrawal penalties may apply

Account Disclosures

Explore Your Digital Toolbox

Find the tool that's right for you. With convenient options like Online Banking, Mobile Banking and Deposit, Bill Pay and Person to Person Payments, you can manage your accounts whenever and wherever you'd like.

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