Personal Checking

At 1st Capital Bank, we offer a variety of checking account options designed to fit a wide range of banking needs. Whether you prefer to write checks or conveniently manage your accounts online, we have solutions to suit your banking needs.
Get started today by speaking with a Client Services Representative at your local 1st Capital Bank branch.

Click on the Account Type below to view additional account details.

Compare Personal Checking Accounts

Account Type

Minimum to Open Account

Interest Earned

Average Balance to Avoid Service Charge

Transaction Limitations

Personal Checking

$100

No

$1,000

Unlimited

Lifeline Checking

$100

No

$100

Limited to 6 Checks per Statement Cycle

Personal Interest Checking

$100

Yes

$2,000

Unlimited

Privileged Checking

$100

No

None

Unlimited

Premier Personal Interest Checking

$1,000

Yes

$25,000

Unlimited

Direct Deposit Checking

$100

No

None

Unlimited

We Make Electronic Banking Easy!

All of our personal checking accounts include these features:

  • Visa® Debit Card

  • No transaction fee charged at 1st Capital Bank and AllPoint ATMs

  • Online Banking and eStatements

  • Electronic Bill Payment

  • Mobile Banking and Mobile Check Deposit

  • Combined Statement Available with Checking or Savings Account with Identical Ownership

Call your local branch to learn more about these additional services:

  • Safe Deposit Box (subject to availability)
  • Automatic Transfer Between 1st Capital Bank Accounts
  • Consumer Domestic and International Wire Transfer

Account Disclosures

Explore Your Digital Toolbox

Find the tool that's right for you. With convenient options like Online Banking, Mobile Banking and Deposit, Bill Pay and Person to Person Payments, you can manage your accounts whenever and wherever you'd like.

Learn More

 

Back to Top

Personalization Settings

x

Welcome

1st Capital Bank would like to personalize your banking experience. Please enter your first name below.

The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again