Business Debit Cards from 1st Capital Bank (Monterey, CA)

Business Debit Cards

1st Capital Bank offers Visa® Business Debit Cards for business account holders and their authorized employees. As an authorized cardholder, you make everyday business purchases using your card and the funds will be withdrawn directly from your business’ account.

Visa® Zero Liability Policy

Purchase made with your 1st Capital Bank Visa® Business Debit Cards are protected by Visa’s Zero Liability Policy.  
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Enhanced Security for your Debit Card

1st Capital Bank Visa® Business Debit Cards have contactless chip technology. The embedded computer chip provides more security and wider international acceptance.

A microchip embedded in the card adds a layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.

These cards are already in wide use around the world and are now becoming the standard in the U.S.

Lost or Stolen Card

If you need to report a lost or stolen card, please call our fraud prevention center (24/7) at (800) 554-8969 or (973) 682-2652 or visit one of our branch locations during regular business hours.

Branch Locations

Explore Your Digital Toolbox

Find the tool that fits your business needs. With convenient cash management options like business online banking, online wire origination, online ACH origination, remote deposit capture and positive pay, we put digital solutions at your fingertips.

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