Business Debit Cards

1st Capital Bank offers Visa® Business Debit Cards for business account holders and their authorized employees. As an authorized cardholder, you make everyday business purchases using your card and the funds will be withdrawn directly from your business’ account.

Visa® Zero Liability Policy

Purchase made with your 1st Capital Bank Visa® Business Debit Cards are protected by Visa’s Zero Liability Policy.  
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CardValet

Get the mobile app that lets you control card usage and spending on the go.  With the CardValet® app you can:

  • Decide where, when and how to use your cardCard Valet
  • Protect access to your card with easy on/off controls
  • Take control of your card spending
  • Manage business spending with card controls

CardValet is a registered trademark of Fiserv, Inc. or its affiliates.  For more information, visit CardValet.com.

Enhanced Security for your Debit Card

1st Capital Bank Visa® Business Debit Cards have chip technology. The embedded computer chip provides more security and wider international acceptance.

A microchip embedded in the card adds a layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.

These cards are already in wide use around the world and are now becoming the standard in the U.S.

Lost or Stolen Card

If you need to report a lost or stolen card, please call our fraud prevention center (24/7) at (800) 554-8969 or (973) 682-2652 or visit one of our branch locations during regular business hours.

Branch Locations

Explore Your Digital Toolbox

Find the tool that fits your business needs. With convenient cash management options like business online banking, online wire origination, online ACH origination, remote deposit capture and positive pay, we put digital solutions at your fingertips.

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