1st Capital Bank offers a welcoming, friendly work environment and a caring attitude toward its employees. The Bank places great value on its employees, realizing its success as a community bank is largely due to an extraordinary staff. Competitive compensation and a strong benefits program are offered with special focus on helping employees achieve a healthy work/life balance. We are also active in our community and proud of the emphasis management places on community involvement.
To apply for a career with 1st Capital Bank please send us your resume
Fax: (831) 264-4001 please include a cover letter and fax sheet
1st Capital Bank
Human Resources Department
150 Main Street, Suite 150
Salinas, CA 93901
1st Capital Bank is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristics protected by law. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Director of Digital Channels
The Director of Digital Channels will be responsible for the strategic direction of sales and marketing of treasury management products/services to existing and prospective clients while working directly with our relationship managers. This position will directly oversee, manage and provide leadership to digital channels team and indirectly manage the operations team as the following outline of objectives are met:
Key focus areas will be: analyzing profitability of new business opportunities and achieving fee income and solidifying customer retention efforts through superior customer service; developing and implementing a strategic roadmap for the Bank’s treasury and digital banking products/services for a seamless customer experience across all digital channels; implementing and maintaining treasury and digital banking services/products to ensure regulatory risk assessment and compliance; developing, enhancing and supporting the consumer mobile and online banking products and services to include payments and remote deposit capture; leading, participating and collaborating with CAO and executive management on various strategic technology projects emphasizing customer service, targeting customer needs and operational efficiencies while ensuring appropriate risk framework, governance and monitoring for listed operations to ensure full compliance with regulations and internal policies and procedures.
Senior Commercial Underwriter
This position plays a critical role on the Commercial Banking Underwriting team. The individual will work directly with Relationship Managers, Credit Administration Officers, the Chief Credit Officer and other team members to analyze the most complex new commercial credit opportunities and underwrite the most complex new or renewed credit exposure. This underwriter may be expected to attend client and prospect meetings with the Regional President, Relationship Manager and/or Portfolio Manager in order to gather first-hand information. The Senior Commercial Underwriter is expected to perform research in order to identify, quantify and mitigate underwriting risk inherent in a commercial lending transaction. As a senior underwriter, the employee will be expected to develop a strong working relationship with Credit Administration team members, Relationship Managers, attorneys, appraisers, accountants and other bankers in order to further develop their expertise and knowledge base. The Senior Commercial Underwriter can also expect to be assigned and accountable for completion of special projects that relate to improving the credit analysis and portfolio management functions of the Bank. This position will be located in Salinas, CA or San Luis Obispo, CA.