We will be closed on Monday May 27, 2024 in observance of Memorial Day. 

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When Businesses Borrow, They Borrow from Us.

We are actively lending to local businesses. Contact a business banker, today!

Contact Us.

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We're Bringing

the Bank to You!

Enroll today for free online personal and mobile banking.

Click Here to Start

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Official Bank of the Monterey Bay Football Club, the Union!

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Business Owners be on Alert for Online and eMail Scams

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Online Banking

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Slide Salinas

When Businesses Borrow, They Borrow from Us.

We are actively lending to local businesses. Contact a business banker, today!

Contact Us.

Point Lobos

We're Bringing

the Bank to You!

Enroll today for free online personal and mobile banking.

Click Here to Start

Slide Salinas

Official Bank of the Monterey Bay Football Club, the Union!

Read More

Slide Salinas

Business Owners be on Alert for Online and eMail Scams

Learn More

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We are excited to announce the merger of 1st Capital Bank and

Santa Cruz County Bank!

On Monday, May 20, 2024, 1st Capital Bancorp and West Coast Community Bancorp, holding companies for 1st Capital Bank and Santa Cruz County Bank, announced their agreement to join forces. You can read the full announcement here.

Merger Communications

The Merger Information Resource page includes important information regarding the merger status.

We encourage you to visit this page for up-to-date information.

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Control Your Cards

with Online Banking Card Management

Get the mobile app that lets you control card usage and spending on the go.

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Allpoint ATM & MoneyPass 

Network Member

Get cash from ATMs at Walgreens®, Costco®, Target®, 7Eleven, participating Financial Institutions and other popular retailers… surcharge free

Learn More

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Remote Deposit Capture

Safe and Secure Business Deposits

A digital courier for your business check deposits.

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In the Media

Want to know more about 1st Capital Bank?
Click News Room below to view press releases published by the bank.

Financial Results News Room

In the News

Santa Cruz County Bank & 1st Capital Bank Agree to Merge. Read more HERE

An Important Message from our CEO, Sam Jimenez regarding the Safety and Soundness of 1st Capital Bank.

Read more HERE. 

1st Capital Bank is a Perennial 5 Star "Superior" Rated Bank by Bauer Financial, Read more  HERE.

1st Capital Bank Honored as 2022 Santa Cruz County Business of the Year.
Read more HERE.

Watch our New 2022 Television Commercial Celebrating our 15th Year Anniversary. Click HERE to Watch.

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