1st Capital Bank

We will be closed Monday, November 11th in observance of Veterans Day.
Stay connected throughout the 1st Capital Bank + Santa Cruz County Bank merger and conversion. For updates, resources, communications, FAQs and FDIC coverage information, visit our merger information resource page.

Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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When Businesses Borrow, They Borrow from Us.

We are actively lending to local businesses. Contact a business banker, today!

Contact Us.

Point Lobos

We're Bringing

the Bank to You!

Enroll today for free online personal and mobile banking.

Click Here to Start

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Official Bank of the Monterey Bay Football Club, the Union!

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Business Owners be on Alert for Online and eMail Scams

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Online Banking

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Slide Salinas

When Businesses Borrow, They Borrow from Us.

We are actively lending to local businesses. Contact a business banker, today!

Contact Us.

Point Lobos

We're Bringing

the Bank to You!

Enroll today for free online personal and mobile banking.

Click Here to Start

Slide Salinas

Official Bank of the Monterey Bay Football Club, the Union!

Read More

Slide Salinas

Business Owners be on Alert for Online and eMail Scams

Learn More

 

 Keep Your Identity and Money Secure

1st Capital Bank, a division of Santa Cruz County Bank, will never ask you for:


 

Identity Theft3 

 

 

Promo Icon Mobile App

Control Your Cards

with Online Banking Card Management

Get the mobile app that lets you control card usage and spending on the go.

Learn More

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Allpoint ATM & MoneyPass 

Network Member

Get cash from ATMs at Walgreens®, Costco®, Target®, 7Eleven, participating Financial Institutions and other popular retailers… surcharge free

Learn More

Promo Icon Remote Deposit

Remote Deposit Capture

Safe and Secure Business Deposits

A digital courier for your business check deposits.

Learn More

 

 

In the Media

Want to know more about 1st Capital Bank, a division of Santa Cruz County Bank?
Click News Room below to view press releases published by the bank.

Financial Results News Room

In the News

Santa Cruz County Bank & 1st Capital Bank Agree to Merge. 

An Important Message from our CEO, Sam Jimenez regarding the Safety and Soundness of 1st Capital Bank. 

1st Capital Bank is a Perennial 5 Star "Superior" Rated Bank by Bauer Financial, Read more  HERE.

1st Capital Bank Honored as 2022 Santa Cruz County Business of the Year.
Read more HERE.

Watch our New 2022 Television Commercial Celebrating our 15th Year Anniversary. Click HERE to Watch.

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